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Senior Property Tax Loan

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ESOP provides property tax loans to seniors in Cuyahoga County

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Third Federal Savings & Loan

Every year thousands of Cuyahoga County's older homeowners fall behind on their property taxes. The amounts of the delinquencies are often relatively small, but it can still be a major hurdle for older homeowners with limited incomes. Without options, senior homeowners often resort to payday lenders and/or fall victim to scams attempting to save their homes.

The Senior Property Tax Loan Program provides zero-interest loans to homeowners age 55 and older to help them pay delinquent property taxes and avoid foreclosure.

Basic guidelines include:

  • Loan limit up to $6500
  • Cuyahoga County properties only
  • Property must be owner occupied
  • Borrower must be age 55 or older
  • Borrower must participate in financial counseling at ESOP
  • Borrower must enroll in Cuyahoga County Easy Pay program to keep taxes current

 
*Other loan qualifications may apply. Our HUD-certified Housing and Financial Counselors will assess your personal financial needs.

Email us esopreceptionist@benrose.org or call us today at 216.791.8000 to schedule your FREE appointment.

 

External Request Form

Property Taxes Assistance Form

Complete the form below to request an appointment with an experienced ESOP HUD-Certified Housing Counseling professional who is available to help you achieve and maintain housing stability.

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Financial Counseling & Coaching

Whether you've had a foreclosure, want to buy a house, need to get out of debt, or are having a financial crisis, our Financial Empowerment Coaches can help you set financial goals and make a plan to achieve them.

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Leadership

Leadership

Ana Gonzalez

Senior Housing and Financial Counselor

Contact: esopreceptionist@benrose.org | (216) 373-1851

Ana Gonzalez is a Senior Housing and Financial Counselor with Empowering and Strengthening
Ohio’s People (ESOP). ESOP is a non-profit HUD approved housing and financial counseling
agency and is a subsidiary of Benjamin Rose Institute on Aging. Building on her experience in
client services at community development corporations, Ana began working for ESOP in 2008
where she started as a Foreclosure Prevention Advocate.

Ana Gonzalez is a Senior Housing and Financial Counselor with Empowering and Strengthening
Ohio’s People (ESOP). ESOP is a non-profit HUD approved housing and financial counseling
agency and is a subsidiary of Benjamin Rose Institute on Aging. Building on her experience in
client services at community development corporations, Ana began working for ESOP in 2008
where she started as a Foreclosure Prevention Advocate.

Ana is a HUD Certified Counselor, and she holds several qualifications in financial, housing, and benefits counseling, including certifications from the National Community Reinvestment Coalition (NCRC), NeighborWorks, and the Ohio Senior Health Insurance Information Program (OSHIIP). She has made significant contributions to ESOP’s housing stability services, homebuyer education, and free income tax preparation in partnership with the Volunteer Income Tax Assistance (VITA) program.

Ana completed her education at Cleveland State University where she received a Bachelor of Arts in Communication.

Tiffany Taylor

Assistant Director of Housing and Financial Counseling

Contact: esopreceptionist@benrose.org | (216) 373-1849

Tiffany Taylor is the Assistant Director of Housing and Financial Counseling with Empowering and Strengthening Ohio’s People (ESOP). ESOP is a non-profit HUD approved Housing and Financial Counseling Agency and is a subsidiary of Benjamin Rose Institute on Aging. Tiffany began working for ESOP in 2013 where she started out as a Foreclosure Prevention Advocate, then went on to work as a Financial Empowerment Coach for several years. Tiffany was then promoted to Assistant Director of Housing and Financial Counseling in 2019, where she has played an integral role in Program Development, Managing and Training the staff, alongside the Director of Housing and Financial Counseling.

Tiffany Taylor is the Assistant Director of Housing and Financial Counseling with Empowering and Strengthening Ohio’s People (ESOP). ESOP is a non-profit HUD approved Housing and Financial Counseling Agency and is a subsidiary of Benjamin Rose Institute on Aging. Tiffany began working for ESOP in 2013 where she started out as a Foreclosure Prevention Advocate, then went on to work as a Financial Empowerment Coach for several years. Tiffany was then promoted to Assistant Director of Housing and Financial Counseling in 2019, where she has played an integral role in Program Development, Managing and Training the staff, alongside the Director of Housing and Financial Counseling.

Tiffany is a HUD Certified Counselor through the U.S. Department of Housing and Urban Development, and she holds several certifications in Financial Coaching/Counseling from the National Community Reinvestment Coalition (NCRC), Neighbor Works, TRI-C, and Credit Builders Alliance.

Tiffany completed her education at Indiana Wesleyan University in Ohio where she received a Bachelor of Science degree in Business Management.