Help & Assistance
Our HUD Certified Housing and Financial Counselors are foreclosure prevention advocates that can obtain financial assistance and/or negotiate with your servicer for an affordable mortgage solution.
We help you gain the tools and knowledge you need to be a successful long-term homeowner prepared for financial emergencies and necessary home repairs.
Our highly experienced counselors will work to ensure that you are financially ready for homeownership.
Property Tax Counseling
We assist homeowners who are unable to pay, or are delinquent on, their property taxes, by seeking options to help you bring property taxes current, establish an affordable payment plan or other solutions.
Rental Counseling & Assistance
We support those struggling to pay rent and help reduce and prevent evictions through our counseling and assistance services.
Senior Property Tax Loan
Our Senior Property Tax Loan Program provides loans to homeowners age 55 and older to help them pay delinquent property taxes and avoid foreclosure.
0% Interest Small Dollar Loan
Our small dollar loans give you the ability to take a small personal loan for your most important expenses without needing to turn to payday lenders.
We offer transition counseling to help individuals who need assistance transitioning from homeownership to other types of housing.
Our FREE HUD-approved homebuyer education class can teach you the important basics of the home buying process. We will provide you with the knowledge you’ll need to secure an affordable mortgage and buy the right house for you.View Details
Aging in Place: Know Your Housing Options
Our FREE Aging in Place: Know Your Housing Options course will help you assess the home for safety, accessibility, and affordability; explore ways to use home equity to stay at home; and discover housing options.View Details
Post-Purchase Education: Know After You Buy
Our FREE Post-Purchase course is designed to provide new homeowners with the information they need to maintain and protect their home.View Details
Home Seller Education: Know Before You Sell
Our FREE Home Seller course is designed to help sellers know what they need to know before selling to maximize their profits and avoid pitfalls.View Details
New Construction Education: Know Before You Build
Our FREE New Construction course is designed to help home buyers understand the basics of the home building process.View Details
Maximizing the Environment for Individuals with Dementia
According to the AARP, most Americans would prefer to stay in their homes until the end of their life. This statistic is no different for persons with dementia. Lack of safety and accessibility in the home are issues that need to be addressed so that individuals with dementia and their respective caregivers also have the ability to age in place. Occupational therapy professionals are trained health care providers that can provide formalized home safety assessments and recommend home modifications to increase safety and independence in the home. These efforts are also beneficial for community and business owners to consider and employ to further support individuals with dementia in the community.Watch
Preparing Your Home for Hospice
If the loved one we care for is in the advanced stages of a disease and we’ve decided that we would like them to be in as much comfort as possible in familiar surroundings, home hospice may be the right choice. However, arranging a loved one’s home or our own for a hospice stay takes some thought and preparation. We likely don’t want the place to look like a hospital, but we need to have all of the necessary equipment the loved one we care for requires.Read More
Bathroom Safety for a Loved One with Late Stage Dementia
These days, about 80 percent of people with Alzheimer’s disease and related dementias (ADRD) stay in their own homes with the support of family and friend caregivers rather than move to long-term care facilities. While aging in place can provide a loved one with a familiar, comforting space, it can also lead to challenges related to the safety of the home environment. Things around the house like stairwells, area rugs, medicine cabinets and knife blocks that were once a normal part of a loved one’s living space may now present new dangers with ADRD.Read More
Helping an Older Loved One Stay Cool at Home During the Summer Heat
With summer temperatures reaching 90 degrees or over in certain parts of the country, COVID-19 guidelines that recommend staying at home may seem like a blessing. After all, it’s easier to keep cool in a well air-conditioned room than it is outside in the blistering heat. However, staying cool at home isn’t always as easy as it sounds, especially for older adults. According to the CDC, people aged 65 and older are at an increased risk for heat-related health problems such as heat stress, heat intolerance and difficulty regulating body temperature.Read More
Financial Options for Renters and Homeowners Impacted by COVID-19
Every emergency requires a nuanced response, and the impacts of this pandemic, both short-term and long-term, are difficult to anticipate with certainty at this time. However, history demonstrates time and again that those that are most vulnerable even in times of economic and social stability generally suffer the greatest in times of turmoil. For those of us who are struggling to make our mortgage and rental payments, there are resources and up-to-date information available to help.Read More